Why Zumo?

Built for trust, confidence and scale

The one-stop partner for your digital asset journey

As your FCA registered partner, Zumo combines modular, UK localised infrastructure with delivery expertise to let you launch targeted UK crypto products faster and safer. Our experience spans banks, fintechs, crypto exchanges and financial institutions. From our sustainability-led approach to our collaborative delivery model, we help our clients succeed in one of the most complex and dynamic sectors in finance.

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Our story

From startup wallet to crypto infrastructure leader

We started in Edinburgh in 2018 as a consumer crypto wallet app. By 2020, we were expanding into B2B services. Today, Zumo is one of the UK’s most credible FCA-registered digital asset infrastructure providers, helping businesses bring crypto products to market with speed and conviction.

Our Mission & Values

Making digital assets secure, sustainable and accessible

At Zumo, our purpose is to build a financial future that creates opportunities, protects people and leaves a positive impact on our planet. We believe crypto infrastructure should be as easy to adopt as modern SaaS, as safe as the most trusted institutions and as sustainable as any other technology sector. Trust is earned, not assumed – and speed should never come at the cost of security.

Our Approach

How we deliver results

We work to solve real customer problems – from helping neobanks and fintechs launch embedded crypto services to helping international crypto businesses access the UK market. Every engagement follows our proven Discovery–Proposal–Implementation–Launch framework, supported by API-first modules, sandbox environments and tried-and-tested compliance pathways.

ESG & sustainability

Responsible innovation as standard

We’re proud pioneers of ESG-led crypto. From carbon-accounted trading infrastructure to our own offsetting initiatives, we take our impact seriously and help our customers do the same. Our Oxygen toolkit helps partners meet crypto sustainability standards, aligned with evolving regulator ESG expectations.

Regulatory credibility

Your FCA registered partner

Zumo is registered with the UK Financial Conduct Authority (FCA) as a cryptoasset business and we are continually evolving our product to meet the latest UK regulatory expectations. We’ve participated in crypto regulatory sprints, regularly contribute to the UK policy discussion and maintain a working knowledge across the UK, EU and UAE operating environments.